Now in private beta · Bay Area

Human judgment.
Machine‑speed execution.

AI is making raw analysis cheap. It is not making trust, accountability, or tax judgment cheap. Millisecond Finance is where both meet — expert-anchored financial operations running at server speed.

Close cycle

21 days

72 hrs

Tax exposure lag

11 months

real-time

Board pack

3 days

automated

Equity event alert

at filing

at grant
Continuous tax monitoringEquity event intelligenceReal-time closeAI-assisted board reportingQSBS qualification tracking83(b) deadline alertsAMT exposure modelingCash runway visibilityStartup-native workflowsAsync advisory layerISO/NSO optimizationMonthly operating packagesContinuous tax monitoringEquity event intelligenceReal-time closeAI-assisted board reportingQSBS qualification tracking83(b) deadline alertsAMT exposure modelingCash runway visibilityStartup-native workflowsAsync advisory layerISO/NSO optimizationMonthly operating packages

The Platform

Not a firm. An operating model.

Traditional finance firms are structured for billable hours. We're structured for outcomes — recurring delivery, automated where possible, human where it matters.

Subscription Finance

Your finance stack, unified

Bookkeeping, forecasting, tax planning, and KPI packs on a monthly subscription. One relationship. One system. No coordination overhead.

  • Monthly close + reporting
  • Rolling 13-week cash forecast
  • Quarterly tax planning
  • Async Slack/email advisory
Continuous Tax

Stop thinking in April

Real-time estimated taxes, ongoing withholding optimization, and equity event monitoring. Tax strategy runs year-round, not once a year.

  • Real-time estimated tax position
  • Equity event monitoring
  • Proactive withholding alerts
  • Scenario modeling on demand
Equity Intelligence

RSUs, ISOs, QSBS — decoded

Bay Area equity comp is a full-time specialty. We track your grants, model your AMT exposure, and flag every decision window before it closes.

  • ISO/NSO optimization
  • 83(b) election monitoring
  • AMT exposure modeling
  • QSBS qualification tracking
Fractional Finance

CFO thinking, controller rigor

For startups under ~100 people who need real finance leadership without the full-time headcount. Board packages, KPI automation, budget management.

  • Monthly operating packages
  • Board reporting + narratives
  • Budget vs. actuals analysis
  • Investor-ready financials

The Model

How it works

01

Map your financial surface area

We start with a structured diagnostic: compensation structure, equity profile, entity setup, current close process, reporting gaps. Most clients discover material exposure in this step alone.

Typically 90 minutes. Async-friendly.

02

Deploy the operating stack

We instrument your books, connect your equity platform, set up automated reporting, and build the real-time tax position model. You get a single dashboard. No more spreadsheet archaeology.

4–6 week onboarding. Live in under 30 days.

03

Continuous operations, not annual events

From here, finance runs on a cadence: daily automated sync, monthly close package, quarterly planning, real-time equity monitoring. Human review on every output that matters.

Monthly close, quarterly strategy, always-on alerts.

Design Principles

Built differently

AI-native workflows

Automation handles data movement, reconciliation, variance flags, and report generation. Human judgment handles strategy, signoff, and advice.

CPA-anchored

Everything is reviewed and owned by a licensed CPA. AI accelerates; credential-holders decide.

Startup-literate

We understand cap tables, equity comp, SAFE notes, 409A, and the pace at which early-stage companies operate.

Async-first

No scheduled check-ins you don't need. Questions answered within one business day. Updates pushed to you, not pulled by you.

“AI is making raw analysis cheaper. It is not making judgment, accountability, or cross-domain synthesis cheaper. That’s the lane we own.”

— The Millisecond Finance thesis

Who it's for

Built for complexity

Simple tax situations have simple solutions. We work with people and companies whose financial surface area is genuinely hard — where the stakes of a wrong answer are real.

Startup founders

01

You're pre-Series B, you've been on QuickBooks and a solo bookkeeper since day one, and your board is starting to ask questions you can't answer without a weekend of spreadsheets. You need a real finance function — not a hire, not a firm, not a tool.

Monthly investor reports are painfulNo real tax strategyEquity events coming

Bay Area tech workers

02

You have a comp package worth more than your parents' neighborhood and a tax situation that a TurboTax product cannot handle. ISOs, RSUs, QSBS, AMT, NQSOs — you need someone who speaks this fluently and is watching it in real time.

RSU or ISO vestingIPO or acquisition eventHigh income, complex situation

Founders going liquid

03

Secondary, tender offer, IPO lockup, M&A. These events compress a decade of tax planning into a 90-day window. Getting this wrong is permanent. Getting it right requires someone who has seen it before.

Upcoming liquidity eventQSBS eligibility question82(b) window closing

SMBs at an inflection

04

You've grown past the point where your accountant can keep up but you're not ready for a full-time CFO. You need the thinking without the headcount — and you need it to actually run, not just advise.

Revenue $1M–$20MOutgrowing current CPANeed budget + board reporting

Domain depth

Climate & Clean Energy

Healthcare & Life Sciences

Infrastructure & Real Assets

B2B SaaS

Advanced Manufacturing

Consumer Tech

Early access

We're in private beta.

We're onboarding a small cohort of founders and Bay Area tech workers. Request early access and we'll be in touch within two business days.

No spam. No pitch decks. Just a conversation about whether this is a fit.